Big Discount Dental Plans
No Insurance? Try a Dental Plan with Big Discounts
For the millions of Americans who do not have access to medical or
dental insurance, discount plans often just have to do. They are not
backed by huge insurance companies where you pay a monthly premium and
lots of procedures are covered. Rather they are discount dental plans
by companies big and small that offer you a simple discounted rate
every time you use the card. However, there are some limitations so
find out about them before you sign the dotted line.
Membership Dues
Many of these big discount dental plans have yearly membership fees.
Once your dues are cleared, you can visit the dentist in their network
or any one which accepts this big discount dental plan and start saving
money instantly. Usually, there are no forms to fill out and no claims
to submit. It is a pre negotiated rate that you can even inquire about
over the phone. Many of these big discount dental plans offer free
trial memberships where you can see f you are satisfied with the
service provided. Some offer a free month, others offer a little more
or less.
GE Wellness Plan
The GE Wellness Plan is one example of a big discount dental plan which
many dentists over the county accept. As its card clearly stats it is
not an insurance plan but a discount card just like you have at your
local grocery store like Jewel or Dominick s. It has many plans
starting with a annual membership for an individual at around $139 and
for a family at $189. This shows that for just $50 more, you can
include your spouse, kids and any other financially dependent person
living in your home.
It may seem like a neat sum up front, but it can pay for itself in just
one visit for the family. If you are all planning to go in for a
routine check up, rates at dentists start at around $50 per person.
However, members of the GE Wellness Plan and other such big discount
dental plans pay nothing for routine visits and even in-depth cleaning,
Yes, zilch, zero, nothing at all.
This particular plan boasts of providing at least a 30 per cent
discount with over 9000 dentists nationwide so chances are you ll find
a participating dentist close to you. 30 per cent may not seem as great
as a dental insurance plan that covers 80 per cent of costs, but
remember here you re paying an annual low fee rather than a hefty
premium each month.
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